Since today morning, KLCC doing preparing on an event/concert..i guess. Literally, most of the my work place's window panels are vibrating and shaking to the rythm of the beat of the musics constantly playing opposite of my work building.
I wonder is it safe when the building vibrating that bad when music blasting so loud across the street. Hmmm....seem my brain cells also vibrating for hours, feel like going insane soon!
Friday, March 22, 2013
Thursday, March 7, 2013
Financial Planning for Individual in Malaysia
I seem to like this website as for anyone who interested in applying loans (house, car or personal), intend to do some investment and look up on insurance types. Previously found a website like this, but it was discontinued. I'm so glad someone has build this website for everyone to use, it does help to shorten one time into looking into each individual bank website and calling up to check their lastest product.
http://www.imoney.my/
Are you financially ready to buy a house in Malaysia? > Is a great article to read, as buying a property...there are plenty of hidden cost required to spend in initial stage which everyone need to aware of.
http://www.starproperty.my/index.php/articles/investment/are-you-financially-ready-to-buy-a-house-in-malaysia/?utm_source=web&utm_medium=widget&utm_content=Investment&utm_campaign=The%2BStar%2BOnline%2BNews%2BWidget
http://www.imoney.my/
Are you financially ready to buy a house in Malaysia? > Is a great article to read, as buying a property...there are plenty of hidden cost required to spend in initial stage which everyone need to aware of.
http://www.starproperty.my/index.php/articles/investment/are-you-financially-ready-to-buy-a-house-in-malaysia/?utm_source=web&utm_medium=widget&utm_content=Investment&utm_campaign=The%2BStar%2BOnline%2BNews%2BWidget
Wednesday, December 12, 2012
What is Malaysia Rank in Corruption for 2012
From Wall Street Journal:
Transparency International said Malaysia scored worst in the 2012 Bribe Payers Survey. It asked about 3,000 executives from 30 countries whether they had lost a contract in the past year because competitors paid a bribe—and in Malaysia, 50% said yes.
Even Indonesia, with a long-standing reputation for corruption, fared better than more-developed Malaysia: Southeast Asia’s largest economy came in at 47%. By comparison, 27% of respondents in China said they thought bribes had cost them business.
“Foreign companies looking to supply to the government have to be aware that
they’re likely to be asked for a bribe,” Mr. Low said.
Read more from this link:
http://blogs.wsj.com/searealtime/2012/12/11/malaysia-tops-bribery-table/
Well done, Malaysia! >,<
Transparency International said Malaysia scored worst in the 2012 Bribe Payers Survey. It asked about 3,000 executives from 30 countries whether they had lost a contract in the past year because competitors paid a bribe—and in Malaysia, 50% said yes.
Even Indonesia, with a long-standing reputation for corruption, fared better than more-developed Malaysia: Southeast Asia’s largest economy came in at 47%. By comparison, 27% of respondents in China said they thought bribes had cost them business.
Read more from this link:
http://blogs.wsj.com/searealtime/2012/12/11/malaysia-tops-bribery-table/
Well done, Malaysia! >,<
Monday, November 26, 2012
Hairdresser Limitation
This is something everyone should read it as it amaze me. I'm glad I'm not living in the town eventhough Im leaving in my country.
I do prefer males to cut my hair as they able to understand what I want and able to make my hair look even better with my untame hair. Not being bias, but we should have choice on the hairdresser we are comfortable with (female or male). I have gone to hair salon many times, yet I never have such impression where hair salons and unisex establishments are the most convenient places for immoral activities. If the hairdress is extremely good one and highly recommend, it is quite a loss to forgo his/her talent and make more ladies/men feel confident with her/his improved hairstyle.
As I remember long time ago, they mentioned the Islamic rulings only apply to their own ppl, but they now try to impose to everyone (including Non-Muslim) is an excuse that it create illicit activities ?
If a person intend to set up an immortal activities, they will be always find ways to have a brothel behind the public eye.
http://thestar.com.my/news/story.asp?file=/2012/11/26/nation/12370817&sec=nation
http://thestar.com.my/news/story.asp?file=/2012/11/26/nation/12370821&sec=nation
I do prefer males to cut my hair as they able to understand what I want and able to make my hair look even better with my untame hair. Not being bias, but we should have choice on the hairdresser we are comfortable with (female or male). I have gone to hair salon many times, yet I never have such impression where hair salons and unisex establishments are the most convenient places for immoral activities. If the hairdress is extremely good one and highly recommend, it is quite a loss to forgo his/her talent and make more ladies/men feel confident with her/his improved hairstyle.
As I remember long time ago, they mentioned the Islamic rulings only apply to their own ppl, but they now try to impose to everyone (including Non-Muslim) is an excuse that it create illicit activities ?
If a person intend to set up an immortal activities, they will be always find ways to have a brothel behind the public eye.
http://thestar.com.my/news/story.asp?file=/2012/11/26/nation/12370817&sec=nation
http://thestar.com.my/news/story.asp?file=/2012/11/26/nation/12370821&sec=nation
Thursday, November 1, 2012
Baby got dent...
Lately I seen several car accidents and I even got myself into a silly accident. Where I reversed my car without looking careful at the rear mirror. Thank goodness I hit a pillar rather a human being. When I saw the dent, I was just laughing and smiling over the damage for the whole day. I only feel a bit upset on next day. Weird huh!! I have a slow reponse to certain bad news like this.
Actually I was tired exhausted and drive in blank mind. People frequently say "Don't Drink and Drive", for myself....I categories myself as "Don't Drive when Overhausted".
I thought it is will cost me a bomb, but thank goodness the mechanic took 3 solid hours to repair the damage and repaint the car like new with less than MYR100. It is quite a good deal eventhough it is pretty time-consuming lesson. Phew!!
Actually I was tired exhausted and drive in blank mind. People frequently say "Don't Drink and Drive", for myself....I categories myself as "Don't Drive when Overhausted".
I thought it is will cost me a bomb, but thank goodness the mechanic took 3 solid hours to repair the damage and repaint the car like new with less than MYR100. It is quite a good deal eventhough it is pretty time-consuming lesson. Phew!!
Tuesday, October 23, 2012
Property purchased but get conned
SHAH ALAM: Five property agents have conned at least 400 people into buying
non-existent houses priced between RM150,000 and RM280,000.
Some of the victims were eventually declared bankrupt by the banks for not settling any of their payment.
Apparently, they had paid about 10% deposit to the property agents and signed the agreement without the presence of lawyers.
Selangor police chief Deputy Comm Datuk Tun Hisan Tun Hamzah said the victims had booked the houses during a property fair in Kuala Lumpur in 2006.
After waiting for almost six years, he said 138 victims decided to file a report against the agents.
“A check showed that the supposed projects in Meru, Klang and Banting do not exist at the mentioned location,” he said yesterday.
The victims had approached the Muslim Consumers Association of Malaysia (PPIM) before lodging reports at eight district police headquarters in Selangor on Sunday.
Police are also investigating the possibility of involvement of parties from local banks suspected of collaborating with the so-called agents.
DCP Tun Hisan said they had identified six banks that had approved loans for the non-existent projects.
“We are investigating if there is any element of forgery,” he said.
http://thestar.com.my/news/story.asp?file=/2012/10/23/nation/12213069&sec=nation
I'm wondering how this could happen in Malaysia continously. This make people able to con house buyers so easily. Previously when I purchased my home, my lawyer and bank lawyer will investigate the propery validity before I able to get approval for the mortage.
It is impossible to get approval of bank loan for non-existent property as the banks' lawyer suppose to investigate the property paperwork before the loan able to approve. Should banks and govt do something this issue by doing more transparency on property developers' latest property development publicly. From this news, seem local banks also not trustworthy and in the end, banks and the property developers are not affected and the victims always the house buyers. Why the protection and consumer rights in Malaysia so damn weak?
However consumers should not be greed and just book property in rush before checking on the property developers' background, financial health, previous property developed and the quality after built. It is not easy to find these information, however it is best to ask around, drive to the previous property done by them, search for any complaints by the house owners and digs as much information of the property developer as much as possible.
Of course, there are many directors do close and re-open another new property company after they created a bad name, or get blacklisted, or run away in the middle of development, and etc...
Some of the victims were eventually declared bankrupt by the banks for not settling any of their payment.
Apparently, they had paid about 10% deposit to the property agents and signed the agreement without the presence of lawyers.
Selangor police chief Deputy Comm Datuk Tun Hisan Tun Hamzah said the victims had booked the houses during a property fair in Kuala Lumpur in 2006.
After waiting for almost six years, he said 138 victims decided to file a report against the agents.
“A check showed that the supposed projects in Meru, Klang and Banting do not exist at the mentioned location,” he said yesterday.
The victims had approached the Muslim Consumers Association of Malaysia (PPIM) before lodging reports at eight district police headquarters in Selangor on Sunday.
Police are also investigating the possibility of involvement of parties from local banks suspected of collaborating with the so-called agents.
DCP Tun Hisan said they had identified six banks that had approved loans for the non-existent projects.
“We are investigating if there is any element of forgery,” he said.
http://thestar.com.my/news/story.asp?file=/2012/10/23/nation/12213069&sec=nation
I'm wondering how this could happen in Malaysia continously. This make people able to con house buyers so easily. Previously when I purchased my home, my lawyer and bank lawyer will investigate the propery validity before I able to get approval for the mortage.
It is impossible to get approval of bank loan for non-existent property as the banks' lawyer suppose to investigate the property paperwork before the loan able to approve. Should banks and govt do something this issue by doing more transparency on property developers' latest property development publicly. From this news, seem local banks also not trustworthy and in the end, banks and the property developers are not affected and the victims always the house buyers. Why the protection and consumer rights in Malaysia so damn weak?
However consumers should not be greed and just book property in rush before checking on the property developers' background, financial health, previous property developed and the quality after built. It is not easy to find these information, however it is best to ask around, drive to the previous property done by them, search for any complaints by the house owners and digs as much information of the property developer as much as possible.
Of course, there are many directors do close and re-open another new property company after they created a bad name, or get blacklisted, or run away in the middle of development, and etc...
- Always find a good trustful lawyer you are comfortable with. Don't simply get a lawyer due to cheap fee offered, unless you know the lawyer well.
- Never rely solely what property developer promise you. Stick to your ground and always investigate on the property developer's financial and reputation.
- Nothing come free to you. Dont dream, wake up.
- Ask whether location of the property going to develop and drive to the place to survey it. Dont try to imagine virtually.
Monday, August 27, 2012
Malaysian Movies not living to the standard
I rarely watch local movie as most of the time, it suck big time and not sure what is the story behind. However after many years not watching...I tried to watch this movie, give some chance as hoping Malaysian directors might have improve in producing a quality movie which able to a hit or and able to bring to higher standard .
Well, from this movie "Chow Kit"...I was shocked on what Malaysia approved such movie out. Raping like it a common thing and people are like coakroaches living in the city. If you want to justice, you need to take into your own hand. There is the 1st story where the little gal and some boys are in living dire situation and required to fend/feed themselves as their mom are prostitute or their father are drug addict. When the gal was raped...the kids went after the rapist and killed him with sticks. The overall movie, I felt letdown. What is the moral of the story? When you are born in unfortunate life, you forever brand as unfortunate and should be treat like one the rest of your life? Hey kids! You want justice?? ..You must take into your own hand? WTF!!!
Sorry as I do not want to say ill words on my country's film makers but I wish they can be more creative and able to produce a worthy and meaningful movie which able to encourage old and young generation to watch while generate healthy income to promote Malaysia.
Please do not even bring up "Mak Rempit" movies...it is even worse as it promoting ill society into young Malaysian...then blaming on Western and internet as the cause of the youngsters' bad influence. Should reflect on what they are promote indirectly to the younger generation. >,<
Try to see what Korean has done where they start the entertainment industry from nothing..just from years back...just look at where are they now.
Well, from this movie "Chow Kit"...I was shocked on what Malaysia approved such movie out. Raping like it a common thing and people are like coakroaches living in the city. If you want to justice, you need to take into your own hand. There is the 1st story where the little gal and some boys are in living dire situation and required to fend/feed themselves as their mom are prostitute or their father are drug addict. When the gal was raped...the kids went after the rapist and killed him with sticks. The overall movie, I felt letdown. What is the moral of the story? When you are born in unfortunate life, you forever brand as unfortunate and should be treat like one the rest of your life? Hey kids! You want justice?? ..You must take into your own hand? WTF!!!
Sorry as I do not want to say ill words on my country's film makers but I wish they can be more creative and able to produce a worthy and meaningful movie which able to encourage old and young generation to watch while generate healthy income to promote Malaysia.
Please do not even bring up "Mak Rempit" movies...it is even worse as it promoting ill society into young Malaysian...then blaming on Western and internet as the cause of the youngsters' bad influence. Should reflect on what they are promote indirectly to the younger generation. >,<
Try to see what Korean has done where they start the entertainment industry from nothing..just from years back...just look at where are they now.
Monday, August 13, 2012
Section 114A (Internet Network)
This is an interesting link my friend send to me, it is sound a bit silly on this section 114A, however it is best to lock your WIFI line and logout your accounts of emails or blogs and other account right after you done. I just feel pity on those cafes which provide free internet access to their customers, out of sudden they might be jailed over this act. It is sound scary actually. But if you want the country to be well advance and IT savy...why this act is occurring. Is there anyway to catch the actual person rather than pointing the one who own the line if the owner actually innocent? hmmmmmm....sound scary to me.
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